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@inthehands A good rule of thumb that has helped me with lifestyle bloat: All windfalls and raises in salary are divided as follows: 1/3 to savings, 1/3 to debt, 1/3 to spend as I please.
@inthehands A good rule of thumb that has helped me with lifestyle bloat: All windfalls and raises in salary are divided as follows: 1/3 to savings, 1/3 to debt, 1/3 to spend as I please.